Empowering SMEs with Financial Confidence

Factored Payments exists to give small and medium businesses the cash flow stability they need to grow.

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Our Story

Factored Payments was founded with a simple belief: SMEs deserve access to the same financial agility as big corporations—without the complexity. Too often, small businesses are held back by late payments, limited access to capital, and outdated systems. We’re here to change that.

With innovative tools, transparent pricing, and a client-first approach, Factored makes it simple for SMEs to take control of receivables, forecast with confidence, and accelerate growth

Our Mission

To simplify cash flow management so SMEs can focus on building their businesses, not chasing payments.

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Our Values

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Transparency

No hidden fees, no confusing terms.

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Security

Every transaction encrypted and protected.

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Innovation

Fintech solutions designed for today’s business challenges.

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Partnership

We succeed when our clients succeed.

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Xin Feng - CEO

Xin Feng

CEO

Christina Chang - CFO

Christina Chang

CFO

Qing Wen - COO

Qing Wen

COO

Guiling Mao

SVP BD

Lili Hang

Product Manager

Emily Fraser

Head of Sales

Victor Liu

Customer Success Manager

Hannah Yi

Senior Customer Success Manager

Ryan Zhang

Software Lead

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Xin Feng

CEO

Christina Chang

CFO

Get Cash Flow Under Control—Fast