Cash Flow Confidence for Growing Businesses
Factored Payments gives SMEs the tools to unlock working capital, manage receivables, and keep their operations moving smoothly—with no banking headaches.

Helping SMEs Master Their Cash Flow
Factored Payments is designed for small and medium-sized enterprises looking for financial agility. We simplify cash flow management with solutions that help you get paid faster, plan better, and grow stronger.


Key Points:
Accelerated invoice payments
Cash flow forecasting tools
Receivables management platform
Product Features
What You Can Do With Factored
Invoice Financing
Get paid up to 90% of your invoice value instantly
Real-Time Cash Flow Dashboard
See where your money is and where it’s going
Smart Receivables Managemen
Automate reminders, tracking, and reconciliation
Forecasting Tools
Predict and prepare for financial gaps
Secure Integrations
Sync with your accounting software effortlessly


Why Choose Factored
Why SMEs Trust Factored.
Transparent pricing—no hidden fees
Quick onboarding and setup
Trusted by hundreds of growing businesses
Secure, encrypted platform
Backed by financial experts
Real Results, Real Partners
“Running a small cleaning company, I used to spend hours chasing unpaid invoices. With Factored Payments’ automated invoicing, I save time and actually get paid faster. Now I can focus on growing my client list instead of worrying about late payments.”
“Cash flow was always my biggest headache. Clients sometimes take 30–40 days to pay plus jobs that sometimes take 30 days to complete meaning I don't get paid till almost 3 months after a job started, but payroll and equipment costs can’t wait. Factored Payments’ invoice financing gave me quick access to cash so I could pay my crew on time. It’s been a lifesaver for my business.”
“I never thought I’d use financial software, but the dashboard from Factored Payments is so easy to understand. I check it every morning and know exactly where my business stands—what’s overdue, what’s been paid. It helps me and my wife stay organized without needing an accountant.”
“We’re a small team of cleaners in Vancouver, and admin work used to take so much of our time. Factored Payments’ automation has cut down that workload by more than half. It keeps track of everything for us—billing, reminders, even late payments. It feels like having an extra staff member.”
“Seasonal work means cash flow goes up and down. Factored Payments helped smooth things out. During slower months, I can still cover costs because I get my invoice money right away. It’s made my business much more stable and less stressful.”
